AFC Operations Team Lead

About the role

This role focuses on leading a team responsible for various Anti-Financial Crime (AFC) tasks, including Anti-Money Laundering (AML), terrorism financing, sanctions, Know Your Customer (KYC), and fraud. The Team Lead will ensure investigations into suspicious activities are conducted accurately and promptly, and that all operations adhere to regulatory standards. A key part of the job involves monitoring the effectiveness of existing AFC controls and coordinating with other departments to refine and enforce policies.

The successful candidate will be instrumental in developing and implementing process improvements to boost operational efficiency within the AFC team. This includes supporting responses to audits and regulatory inquiries as needed. Beyond the technical aspects, this position requires fostering a culture of continuous learning and professional development among team members, promoting collaboration to achieve shared objectives.

Success in this position means maintaining robust compliance with financial crime regulations, particularly German AML/CTF standards, and effectively reporting to BaFin. It also involves demonstrating strong leadership by guiding a team through complex investigations and operational challenges, while consistently striving for higher efficiency and accuracy in all AFC processes.

The annual salary for this position ranges from $24,750 to $41,250 USD.

Skills that matter here

• AML: This role involves supporting all Anti-Financial Crime tasks, including Anti-Money Laundering.
• KYC: The Team Lead will manage tasks related to Know Your Customer processes.
• financial crime: The position requires several years of banking experience specifically in Anti-Financial Crime.
• team management: A core responsibility is leading and managing a team of analysts and investigators.
• process improvement: The role requires developing and implementing improvements to enhance operational efficiency.
• regulatory compliance: The Team Lead will ensure daily operations comply with regulatory standards and have an in-depth understanding of relevant regulations.

Who this role suits

• A leader who can guide and develop a team of financial crime analysts.
• Someone with a strong background in banking and specific experience with German AML/CTF regulations.
• An individual who can maintain an analytical mindset and think creatively to solve problems.
• A professional who values confidentiality and delivers high-quality work.

From the employer

• Leading and managing a team of analysts and investigators.
• Ensuring timely and accurate investigation of suspicious activities and reporting.
• Overseeing daily operations to ensure compliance with regulatory standards.
• Monitoring and reporting on the effectiveness of AFC controls.
• Coordinating with other departments to implement and enforce/improve AFC policies.
• Developing and implementing process improvements to enhance operational efficiency.
• Support responding to audits and regulatory inquiries as needed.
• Fostering a culture of continuous learning and professional development within the team.
• Promoting teamwork and collaboration to achieve shared objectives.

• Several years with relevant banking experience in Anti Financial Crime.
• Strong leadership and team management skills.
• Experience on German AML/CTF regulation and handling reporting to BaFin.
• Bachelor’s degree (ideally in law, business or finance) preferred, but not essential.
• Knowledge use of MS Office (G suits) skills for Excel and Word.
• In-depth understanding of Anti-Financial Crime regulations and compliance standards.
• You are fluent in English spoken and written.
• Deliver with quality and keep confidentiality.
• Maintain an analytical mindset, willingness of thinking out of the box and appetite for learning.

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Access to a Premium subscription on your personal N26 bank account.
• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.