AFC Operations Team Lead

About the role

In the role of AFC Operations Team Lead at N26, you will be responsible for managing Anti-Financial Crime tasks, including AML, KYC, and fraud investigations. Your leadership will guide a team of analysts and investigators to ensure compliance with regulatory standards and enhance operational efficiency.

This position requires a strong understanding of financial crime regulations, particularly German AML/CTF regulations. You will monitor the effectiveness of AFC controls and collaborate with other departments to implement process improvements, fostering a culture of continuous learning and teamwork within your team.

The salary range for this role is between $24,750 and $41,250, reflecting the level of expertise required.

Skills that matter here

• AML: This role involves overseeing AML tasks and ensuring compliance with related regulations.
• KYC: You will manage KYC processes to prevent financial crime.
• financial crime: The position focuses on addressing and managing financial crime risks.
• team management: You will lead and develop a team of analysts and investigators.
• process improvement: The role requires implementing process enhancements for operational efficiency.
• regulatory compliance: Ensuring compliance with financial regulations is a key responsibility.

Who this role suits

• Candidates should have a background in banking with experience in Anti-Financial Crime.
• Strong leaders who can foster collaboration and a culture of learning will thrive.
• Analytical thinkers with a willingness to innovate and adapt to challenges are ideal.
• Fluency in English and a commitment to confidentiality are essential.

From the employer

• Leading and managing a team of analysts and investigators.
• Ensuring timely and accurate investigation of suspicious activities and reporting.
• Overseeing daily operations to ensure compliance with regulatory standards.
• Monitoring and reporting on the effectiveness of AFC controls.
• Coordinating with other departments to implement and enforce/improve AFC policies.
• Developing and implementing process improvements to enhance operational efficiency.
• Support responding to audits and regulatory inquiries as needed.
• Fostering a culture of continuous learning and professional development within the team.
• Promoting teamwork and collaboration to achieve shared objectives.

• Several years with relevant banking experience in Anti Financial Crime.
• Strong leadership and team management skills.
• Experience on German AML/CTF regulation and handling reporting to BaFin.
• Bachelor’s degree (ideally in law, business or finance) preferred, but not essential.
• Knowledge use of MS Office (G suits) skills for Excel and Word.
• In-depth understanding of Anti-Financial Crime regulations and compliance standards.
• You are fluent in English spoken and written.
• Deliver with quality and keep confidentiality.
• Maintain an analytical mindset, willingness of thinking out of the box and appetite for learning.

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Access to a Premium subscription on your personal N26 bank account.
• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.