FIU Analyst - 12 month contract (India)

About the role

This role focuses on financial crime prevention within MoonPay, a company that facilitates value movement through crypto, stablecoins, and tokenized assets. As an FIU Analyst, you will independently analyze transaction patterns and blockchain activity that deviates from expected behavior. Your work involves reviewing alerts, conducting open-source research, and assessing risks to ensure compliance with legal standards.

A core part of the position is to analyze transactional data, combining insights from internal systems, blockchain screening tools, and external sources. You will use this information to make informed judgments and create detailed dispositions for alerts, which may lead to drafting Suspicious Matter Reports (SMRs). This requires a strong ability to identify and document potentially suspicious activity clearly and concisely.

Success in this role means consistently completing transaction monitoring alerts, case investigations, and SMRs within established deadlines. You will also collaborate with team leads and compliance heads to determine appropriate actions for unusual findings. This position is suited for someone who can work independently, adapt to new technologies, and contribute to a high-accountability environment focused on building the operating system for value movement.

The annual salary for this 12-month contract position ranges from $75,000 to $125,000 USD.

Skills that matter here

• transaction monitoring: This skill is used to analyze and assess activity or patterns that do not align with a customer's profile or expected behavior.
• blockchain analytics: You will utilize blockchain analytics solutions to review wallet screening and investigate on-chain activity for risk indicators.
• financial crime: The role involves working in a financial crime analytical or investigations capacity, safeguarding against illicit activities.
• compliance: Ensuring adherence to legal standards and regulatory requirements is a key aspect of assessing and reporting suspicious activities.
• AML: Your work will contribute to anti-money laundering efforts by identifying and reporting suspicious transactions.
• KYT: You will review Know Your Transaction (KYT) alerts and investigations to determine potential risk.

Who this role suits

• A person with at least two years of experience in financial crime or compliance investigations, particularly in transaction monitoring.
• Someone who is comfortable working independently and can adapt to new tools and technologies in a dynamic environment.
• An individual with strong problem-solving skills and meticulous attention to detail, capable of making sound judgments.
• A team player who can communicate complex technical concepts clearly to diverse audiences.

From the employer

What You Will Do:

• Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customer’s profile or expected behaviour.
• Review blockchain wallet screening as well as KYT alerts and/or investigations to include on-chain activity to determine if the customer activity presents risk indicators.
• Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity.
• Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision-making skills in making reasonable and well supported alert dispositions with adequate conclusions.
• Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for a Suspicious Matter Report (SMR) consideration.
• May be required to draft Suspicious Matter Reports (SMRs).
• Discuss potentially unusual findings with the Team Lead, Sr FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action.
• Ensure that transaction monitoring alerts, case investigations and SMRs are completed/submitted within the established deadlines and SLAs.

About You:

• Previous working experience in Financial Crime/Compliance analytical/investigations role(s), for at least 2 years, preferably in TM/FIUACAMS/ACFCS or ICA accreditation.
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
• Strong problem-solving skills and attention to detail.
• Ability to handle shifting priorities and thrive in a dynamic environment.
• Comfortable to work independently and upskill on new tools and technology.
• Team player with good communication skills, with the ability to explain technical concepts clearly to different audiences.
• Fluent in English.

Benefits & Perks 💡

• Competitive salary package.
• Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay.
• Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards.
• Moonshot award: we honor exceptional impact. 10 employees twice a year, each earning a $250,000 equity grant.
• Pension: employer contributions from day one.
• Employee referral program: refer great people, earn 10K in USDC.
• Flexible Time Off: choose when to work and when to switch off.
• Birthday leave: take the day off to celebrate you.
• Enhanced parental leave: more time with family, no second thought.
• Hybrid working schedule: work fully remotely or from your nearest Moonbase.
• Commuter benefits: public transport to and from the office.
• Private healthcare benefits: to protect you and your loved ones.
• Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership.
• Unlimited enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next.
• Lunch credit: meals covered on the days you're in the office.
• Home office setup allowance: build the home office of your dreams.
• Remote working allowance: those working fully remotely get a little extra for utilities.
• Monthly product budget and zero-fee crypto transactions.
• $1,000 Annual training budget: we support your learning journey.
• High Potential Program: structured development, mentorship, and stretch opportunities.
• Regular remote company offsites: high-impact in-person sessions and hackathons.
• (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit.
• (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary.