MLRO

About the role

In this role, you will serve as the Money Laundering Reporting Officer for MoonPay UK, ensuring compliance with AML/CTF regulations and the Proceeds of Crime Act. You will develop and enhance the AML/CTF framework and lead investigations into suspicious activities.

You will work closely with global compliance teams and regulators, contributing to MoonPay's regulatory submissions and audits. Success in this position requires a deep understanding of UK regulations and the ability to translate complex compliance requirements into actionable strategies.

The salary range for this role is between $128,000 and $212,000, reflecting the competitive nature of compliance positions in the industry.

Skills that matter here

• CASS Framework: This role involves maintaining and enhancing the client asset protection framework.
• AML/CTF Regulations: You will ensure compliance with AML/CTF regulations and lead related investigations.
• Leadership: Strong leadership skills are essential for influencing stakeholders and driving compliance culture.
• Blockchain Analytics: Understanding blockchain analytics will support compliance efforts in the crypto space.
• Regulatory Engagement: You will engage with regulators and manage relationships to ensure compliance.
• AI Proficiency: AI tools will be used to streamline compliance processes and reporting.

Who this role suits

• A compliance professional with at least 5 years of experience in AML roles, particularly in financial services or crypto.
• Someone who thrives in fast-paced environments and can turn complex regulations into practical solutions.
• A team player who builds trust with regulators and colleagues and takes ownership of outcomes.
• An individual passionate about crypto and financial inclusion, eager to take on new challenges.

From the employer

What You Will Do

• Serve as the appointed Money Laundering Reporting Officer (MLRO) for MoonPay UK, holding the SMF17 Senior Management Function, and ensure full compliance with the Proceeds of Crime Act, the Money Laundering Regulations, and related UK legislation.
• Develop, implement, and continually enhance MoonPay's AML/CTF framework, policies, and procedures in the UK.
• Lead the review, investigation, and reporting of suspicious activity to the National Crime Agency (NCA) through Suspicious Activity Reports (SARs).
• Own and maintain MoonPay UK's client asset protection (CASS) framework, ensuring robust controls around the safeguarding of client funds and assets, and be capable of holding the CASS Prescribed Responsibility.
• Deliver AML/CTF and CASS training across the business and champion a strong culture of compliance.
• Partner closely with global compliance, legal, and risk teams to ensure consistency across jurisdictions while meeting requirements specific to the UK.
• Play a key role in MoonPay's engagement with the FCA and external auditors on AML/CTF and CASS matters, working alongside senior compliance leadership.
• Contribute to MoonPay's FSMA authorisation programme, including regulatory submissions and supporting documentation within your areas of responsibility.
• Take on additional compliance responsibilities as the UK business and its regulatory obligations develop.

About You

• You are a seasoned compliance professional who combines deep regulatory expertise with genuine curiosity about crypto and digital assets.
• You bring structure and rigour to ambiguous, fast moving environments, and you know how to turn complex regulation into practical, workable controls rather than getting stuck in theory.
• You build trust easily, whether with regulators, auditors, or colleagues across functions and geographies, and you take ownership of outcomes rather than waiting to be told what to do.
• You are comfortable operating beyond the boundaries of your formal remit, and you see a growing regulatory perimeter as an opportunity rather than a burden.
• You are just as comfortable getting into the detail as you are advising senior stakeholders on strategy, and you are always looking for ways to do things better.

Must-have experience and skills

• Significant experience in compliance/AML roles, including at least 5 years in a registered MLRO or senior compliance officer role within financial services, fintech, or crypto, with the ability to be approved by the FCA under SMF17.
• Deep understanding of UK AML/CTF regulations, the wider regulatory landscape, and CASS rules.
• Proven experience engaging with regulators, drafting reports, and leading AML/CTF audits.
• Strong leadership and communication skills, with the ability to influence stakeholders across multiple functions and geographies.
• Experience working across a breadth of compliance disciplines, with the appetite to take on more over time.
• Passion for crypto, fintech, and the mission of financial inclusion.

Benefits & Perks 💡

• 💰 Competitive salary package
• 🤝 Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay
• 📈 Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards
• 🚀 Moonshot award: we honor exceptional impact. 20 employees a year, each earning a $250,000 equity grant
• 📊 Pension: employer contributions from day one
• 🎁 Employee referral program: refer great people, earn 10K in USDC
• 🏝 Flexible Time Off: choose when to work and when to switch off
• 🔋 Recharge Period: end-of-year company-wide time off to rest and reset
• 🎂 Birthday leave: take the day off to celebrate you
• 🍼 Enhanced parental leave: more time with family, no second thought
• 🌍 Hybrid working schedule: work fully remotely or from your nearest Moonbase
• 🚆 Commuter benefits: public transport to and from the office
• 🩺 Private healthcare benefits: to protect you and your loved ones
• 🧘 Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership
• 🤖 Enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next
• 🍱 Lunch credit: meals covered on the days you're in the office
• 🪑 Home office setup allowance: build the home office of your dreams
• 👛 Remote working allowance: those working fully remotely get a little extra for utilities
• 🌕 Monthly product budget and zero-fee crypto transactions
• 📚 $1,000 Annual training budget: we support your learning journey
• 🎯 High Potential Program: structured development, mentorship, and stretch opportunities
• ✈️ Regular remote company offsites: high-impact in-person sessions and hackathons
• 🚲 (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit
• 🔌 (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary