Head of Product (Cards & Stablecoins)

About the role

This Head of Product will be responsible for the entire Cards & Stablecoins vertical at Wallet, a digital asset solution integrated into Telegram. The role involves setting the product vision, developing the strategy, and managing the roadmap for both crypto card offerings and local stablecoins. Key responsibilities include overseeing the full lifecycle of card products, from issuance and activation to transaction flows, fees, and chargebacks, as well as defining earn and borrowing features linked to these cards.

A core part of this position is driving integrations with external partners, including card issuers, processors, and payment networks. The Head of Product will also manage a dedicated product team, focusing on hiring, mentorship, and goal setting. Success in this role is measured by achieving key performance indicators directly tied to revenue generation and user growth, ensuring the product vertical contributes significantly to Wallet's overall expansion.

This role requires close collaboration with various internal departments, including Compliance, Risk, Legal, and Operations, to ensure all product developments adhere to regulatory standards and operational requirements. The ideal candidate will possess deep expertise in card products, including an understanding of card scheme rules and issuer relationships, and a proven history of launching and scaling financial products from inception to market.

The salary for this full-time Head of Product role ranges from $150,000 to $260,000 USD annually.

Skills that matter here

• Product Management: This role requires at least 7 years of experience in Product Management, with a focus on leading product vision, strategy, and roadmap development for the Cards & Stablecoins vertical.
• fintech or crypto: Candidates must have a minimum of 3 years of experience specifically within the fintech or crypto industries, demonstrating familiarity with the unique challenges and opportunities in these sectors.
• card products: Deep expertise in card products is essential, covering aspects such as issuance, processing, transaction flows, cashback, chargebacks, and foreign exchange.
• launching and scaling financial products: The role demands a proven track record of successfully launching and scaling financial products from end-to-end, indicating an ability to manage products through various growth stages.
• card scheme rules (Visa/Mastercard): A strong understanding of card scheme rules, including those from Visa and Mastercard, is necessary for driving integrations and ensuring compliance.
• issuer relationships: Experience with issuer relationships is required to effectively manage partnerships and integrations with card issuers.

Who this role suits

• A product leader with a strong strategic mindset who can define and execute a clear vision for new financial products.
• Someone with a deep operational understanding of card products, capable of managing complex lifecycles and integrations.
• An individual who thrives in a collaborative environment, working closely with legal, compliance, and risk teams.
• A results-oriented manager who can lead and mentor a product team while tying KPIs directly to business growth.

From the employer

• Own the product vision, strategy, and roadmap for Cards and Local Stablecoins.
• Lead the full card lifecycle: issuance, activation, transaction flows, limits, fees, FX, cashback, chargebacks, and card controls.
• Define and evolve Earn and Borrowing features tied to card products.
• Drive integrations with card issuers, processors, and payment networks.
• Manage a dedicated product team; hire, mentor, and set goals.
• Set and own KPIs for the vertical, tying them to revenue and user growth.
• Collaborate with Compliance, Risk, Legal, and Operations.

• 7+ years in Product Management, with at least 3 years in fintech or crypto.
• Deep expertise in card products — issuance, processing, transaction flows, cashback, chargebacks, FX.
• Proven track record of launching and scaling financial products end-to-end.
• Strong understanding of card scheme rules (Visa/Mastercard), issuer relationships, and compliance requirements.
• STEM degree is a plus.

• Non-bureaucratic management that focuses on results.
• Regular performance reviews.
• Remote setup with access to hubs in Dubai, Yerevan, London, and Belgrade.
• Compensation for medical expenses.
• Provision of necessary equipment.
• Access to advanced AI models via mira.tg.
• 20 working days of paid vacation annually.
• 11 days off per year.
• 14 days of paid sick leave.
• Access to internal conferences, English courses, and corporate events.