Risk Officer & MLRO

About the role

This position centers on establishing and overseeing StablR's enterprise risk framework. The successful candidate will manage key risk categories, maintain the Risk Register, and provide structured reports to the Board and relevant committees. A core responsibility is to ensure the company's operations align with regulatory standards, particularly within the EU financial ecosystem.

As the designated Money Laundering Reporting Officer (MLRO), this role is critical for ensuring compliance with Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) obligations. The MLRO will also serve as the primary contact for the Financial Intelligence Analysis Unit (FIAU) on AML and Suspicious Transaction Report matters. This involves leading the development of the risk and financial crime function within the company.

Success in this role requires driving improvements in risk monitoring systems, data analysis, and overall financial crime prevention. The individual will lead and evolve the company's approach to risk management, contributing to StablR's mission of providing stable and trustworthy digital payment infrastructure. This involves a proactive stance on compliance and continuous enhancement of internal processes.

The salary for this full-time remote position ranges from $120,000 to $230,000 USD annually.

Skills that matter here

• AML/CFT: This role requires ensuring compliance with Anti-Money Laundering and Counter-Financing of Terrorism obligations as the MLRO.
• financial crime: The position involves leading and developing the company's financial crime function and overseeing related monitoring systems.
• EU regulatory frameworks: A strong understanding of European Union regulatory frameworks is necessary to ensure compliance for this Malta-regulated E-Money Institute.
• leadership: The role involves leading the risk and financial crime function and providing structured reporting to the Board.
• stakeholder management: Effective communication and collaboration with internal and external parties, including the FIAU, are essential.
• digital assets: Experience in digital assets is relevant given StablR's focus on euro and US-dollar backed stablecoins.

Who this role suits

• A professional with at least five years of experience in risk, AML/CFT, or compliance functions.
• Someone with a background in financial services, fintech, payments, or digital assets.
• An individual who possesses strong leadership capabilities and can effectively manage stakeholders.
• A candidate with a degree in a relevant field and, preferably, professional certifications.

From the employer

• Develop and maintain the enterprise risk framework.
• Oversee key risk categories and maintain the Risk Register.
• Act as MLRO and ensure compliance with AML/CFT and financial crime obligations.
• Provide structured reporting to the Board and Committees.
• Act as key contact for the FIAU on AML & STR matters.
• Lead and develop the risk and financial crime function.
• Oversee monitoring systems and drive improvements in data and analytics.

• Located in Malta.
• 5+ years in risk, AML/CFT, compliance or related functions.
• Experience in financial services, fintech, payments or digital assets.
• Strong understanding of EU regulatory frameworks.
• Degree in relevant field.
• Professional certifications preferred.
• Strong leadership and stakeholder management skills.

• Competitive salary.
• Dynamic and collaborative work environment.
• Key role in a well-funded, visionary company.
• Opportunities for career growth.
• Flexible hybrid work opportunities.
• Sponsored learning opportunities.