AFC Senior Associate / SAR Delegate (déclarant and correspondant Tracfin)

About the role

In this role, you will be part of the French MLRO team, focusing on Anti-Financial Crime operations. You will oversee complex investigations, review sanctions, and ensure compliance with Tracfin and ACPR standards. Your work will directly impact the effectiveness of the AFC department.

Success in this position requires a strong understanding of European and French financial crime regulations, along with the ability to communicate effectively with various stakeholders. You will also be responsible for drafting and submitting SARs, providing training, and implementing local procedures to address regulatory challenges.

The salary range for this role is between $38,500 and $59,500, reflecting the seniority and expertise required.

Who this role suits

• A candidate with at least 5 years of experience in anti-financial crime operations.
• Someone who thrives in a fast-paced environment and enjoys taking ownership of their work.
• An individual who is diligent, reliable, and solution-driven, with strong analytical skills.
• A team player who possesses excellent communication skills in both French and English.

From the employer

• Review investigations made by the AFC Operations department.
• Assist AFC Operations on their investigations.
• Oversee complex case investigations, sanctions reviews, and other AFC related processes.
• Draft, review and submit SARs, ensuring quality according to Tracfin and ACPR expectations.
• Act as Correspondant/Déclarant Tracfin.
• Review complex Authority Requests.
• Provide guidelines individually and collectively. Prepare and deliver formal training.
• Prepare necessary templates for AFC Ops communication with customers.
• Implement and improve local procedures based on the local regulatory challenges and the group’s standard.
• Coordination with other operational functions working on the French market.

• Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike.
• Professional experience gained in anti-financial crime, with at least 5 years of experience.
• Proven experience in operational functions, including investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screening.
• In-depth knowledge of European and French regulations on Financial Crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions…)
• Deep investigation expertise.
• Fluency in French and English (spoken and written).
• Excellent communication skills and ability to work with a wide variety of stakeholders.
• Proven ability to liaise with the French Authorities.
• Hardworking, strong team player, benevolent and resilient.
• Diligent and reliable, solution driven and committed, ability to work under pressure.
• Strong analytical, advisory skills, high quality standards and attention to detail.
• You have a hands-on mentality and take ownership.
• You should enjoy a fast-paced working environment, show high willingness to learn and work autonomously to grasp new topics.

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, Swile vouchers, public transportation, work from home/from abroad and more.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technology.