Capital Officer

About the role

This role involves leading MoonPay's capital planning and management framework. You will be responsible for forecasting, allocating capital, and overseeing governance and reporting. A key part of the work includes developing and executing funding and liquidity strategies, ensuring the company can meet its financial requirements across various business and market conditions. This requires assessing current and future capital needs and translating business strategy into actionable plans.

The position demands expertise in stress testing, sensitivity analysis, and scenario planning to evaluate how changing market conditions might affect capital and liquidity. You will identify appropriate management actions based on these analyses. Additionally, you will drive capital allocation and balance sheet analysis, collaborating with senior stakeholders to optimize financial resource use and evaluate capital deployment and funding needs.

Success in this role means establishing a scalable capital management capability. This includes setting up frameworks, governance, analytics, reporting, and systems to support a growing financial services business. The company operates at a high velocity, focusing on tangible outcomes and impact, and expects all employees to integrate AI tools into their daily work to handle routine tasks and focus on strategic contributions.

The salary for this position ranges from $270,000 to $400,000 annually.

Skills that matter here

• capital planning and management: This role requires deep, hands-on experience in developing forecasts, evaluating capital needs, and establishing frameworks to translate analysis into management decisions.
• funding, liquidity, and balance sheet management: You will apply this experience to businesses involved in custody, transaction services, or payments within complex financial services.
• stress testing, sensitivity analysis, and scenario analysis: These techniques will be used to identify vulnerabilities, assess capital and liquidity needs, and inform senior-level decisions.
• financial institution: The role requires significant experience within a leading financial institution, specifically in capital management, treasury, or a related function.

Who this role suits

• Someone with 15+ years of relevant experience in capital management, capital planning, treasury, or balance sheet management.
• A professional who combines strong financial and commercial judgment with the ability to influence senior stakeholders.
• An individual who thrives in fast-moving organizations and can personally develop sophisticated financial frameworks.
• A builder and operator who prioritizes outcomes and impact over process and titles.

From the employer

What You Will Do

• Build and own MoonPay's capital planning and management framework, including forecasting, capital allocation, governance, monitoring, and management reporting.
• Develop and execute funding and liquidity strategies, ensuring appropriate planning for liquidity needs and funding requirements across different business and market conditions.
• Develop robust capital forecasting capabilities, assessing current and future capital needs and translating business strategy, financial performance, and external conditions into actionable capital plans.
• Lead stress testing, sensitivity analysis, and scenario planning, assessing how changing or adverse business, financial, and market conditions could affect capital and liquidity and identifying appropriate management actions.
• Drive capital allocation and balance sheet analysis, partnering with senior stakeholders to evaluate capital deployment, funding requirements, financial trade-offs, and opportunities to optimize the use of financial resources.
• Build a scalable capital management capability, establishing the frameworks, governance, analytics, reporting, systems, and operating cadence required to support an increasingly complex financial services business.

About You

• You bring 15+ years of relevant experience within a leading financial institution, including significant experience in capital management, capital planning, treasury, balance sheet management, funding, liquidity, or a closely related function.
• You have deep, hands-on experience in capital planning and management, including developing capital forecasts, evaluating capital needs, establishing capital management frameworks, and translating analysis into management decisions.
• You have substantial experience across funding, liquidity, and balance sheet management, ideally within businesses spanning custody, transaction services, payments, or other complex financial services activities.
• You have extensive experience using stress testing, sensitivity analysis, and scenario analysis to identify vulnerabilities, evaluate capital and liquidity needs, and inform senior-level decision-making.
• You are a builder and operator who combines strong financial and commercial judgement with the ability to influence senior stakeholders and personally develop sophisticated financial frameworks in complex, fast-moving organizations.

Benefits & Perks

• 💰 Competitive salary package
• 🤝 Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay
• 📈 Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards
• 🚀 Moonshot award: we honor exceptional impact. 10 employees twice a year, each earning a $250,000 equity grant
• 📊 Pension: employer contributions from day one
• 🎁 Employee referral program: refer great people, earn 10K in USDC
• 🏝 Flexible Time Off: choose when to work and when to switch off
• 🎂 Birthday leave: take the day off to celebrate you
• 🍼 Enhanced parental leave: more time with family, no second thought
• 🌍 Hybrid working schedule: work fully remotely or from your nearest Moonbase
• 🚆 Commuter benefits: public transport to and from the office
• 🩺 Private healthcare benefits: to protect you and your loved ones
• 🧘 Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership
• 🤖 Unlimited enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next
• 🍱 Lunch credit: meals covered on the days you're in the office
• 🪑 Home office setup allowance: build the home office of your dreams
• 👛 Remote working allowance: those working fully remotely get a little extra for utilities
• 🌕 Monthly product budget and zero-fee crypto transactions
• 📚 $1,000 Annual training budget: we support your learning journey
• 🎯 High Potential Program: structured development, mentorship, and stretch opportunities
• ✈️ Regular remote company offsites: high-impact in-person sessions and hackathons
• 🚲 (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit
• 🔌 (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary