Chief Risk Officer (CRO)

About the role

This Chief Risk Officer role involves establishing and overseeing MoonPay's comprehensive enterprise risk management framework. This includes developing policies, procedures, controls, and governance structures, as well as defining and implementing the company's risk appetite in line with global regulatory standards. The position requires senior leadership to ensure robust risk practices across the organization.

A core aspect of this role is leading interactions with regulators and external stakeholders across various jurisdictions, ensuring clear communication of MoonPay's risk posture. The CRO will also be responsible for designing and implementing risk systems, reporting mechanisms, and monitoring processes for both financial and non-financial risk areas. This requires a strong technical understanding of diverse risk domains.

The successful candidate will act as a key partner to executive leadership while maintaining the independence of the risk function. This position also entails building, scaling, and leading a global risk team, which includes hiring, mentoring, and setting operational rhythms. Success in this role means effectively integrating risk management into MoonPay's growth strategy in the decentralized economy.

The salary for this c-level role is listed between $150,000 and $250,000 USD.

Skills that matter here

• enterprise risk management: This role requires ownership and development of the entire enterprise risk management framework, including policies, controls, and governance.
• controls: The CRO will build and implement control structures as part of the overarching risk management framework.
• governance: This position involves establishing risk governance structures and ensuring regulatory expectations for governance are met.
• regulatory expectations: The role demands a deep understanding of regulatory expectations across multiple jurisdictions and leading engagement with regulators.
• financial services: Candidates must have extensive risk leadership experience within financial services or other highly regulated industries.
• fintech: Experience in fintech is relevant for this role, given MoonPay's position in the digital currency space.

Who this role suits

• Someone with over 15 years of risk leadership experience, specifically in building or transforming risk functions.
• An individual who is a proven builder and executor, capable of creating frameworks and leading remediation programs under regulatory scrutiny.
• A leader comfortable navigating high-ambiguity, fast-scaling environments while balancing innovation with appropriate risk tolerance.
• A strong operator with the ability to challenge senior stakeholders effectively while fostering cross-organizational partnerships.

From the employer

What You Will Do:

• Own and build the end-to-end enterprise risk management framework for MoonPay, including policies, procedures, controls, and risk governance structures.
• Define and operationalise the company’s risk appetite framework, ensuring alignment with global regulatory expectations and best practices around safety and soundness.
• Lead risk-related engagement with regulators and external stakeholders across jurisdictions, ensuring consistent and effective communication of MoonPay’s risk posture.
• Design and implement risk systems, reporting, and monitoring across financial and non-financial risk areas.
• Act as a senior partner to executive leadership (including Legal, Compliance, Security, and Finance) while maintaining strict independence of the risk function.
• Build, scale, and lead a high-performing global risk team, including hiring, mentoring, and setting operating cadence.

About You:

• 15+ years of experience in risk leadership roles within financial services, fintech, or other highly regulated industries, with experience building or transforming risk functions.
• Proven track record as a builder and executor — you have created frameworks, led remediation or transformation programs, and delivered under regulatory scrutiny.
• Deep understanding of enterprise risk management, controls, governance, and regulatory expectations across multiple jurisdictions.
• Comfortable operating in high-ambiguity, fast-scaling environments, with the judgment to balance innovation with appropriate risk tolerance.
• Strong operator mindset with the credibility to challenge senior stakeholders while partnering effectively across the organization.
• Strong technical competency across key financial and non-financial risk domains (e.g., market, credit, liquidity, operational, and technology risk).

Benefits & Perks:

• 💰Competitive salary package
• 🤝 Equity package: We believe financial freedom starts with our employees, so all employees have ownership at MoonPay
• 📈 Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards
• 🚀 Moonshot award. We honor exceptional impact - 10 employees twice a year, each earning a $250,000 equity grant.
• 🏝 Unlimited holidays: We give you the autonomy to choose when to work (and when to switch off)
• 🌍 Hybrid working schedule: Work fully remotely or your nearest Moonbase, the choice is yours
• 🩺 Private Healthcare benefits: To protect you and your loved ones
• 🍼 Enhanced parental leave: So you can spend more time with your loved ones without a second thought
• 📚 Annual training budget: We support your training journey every step of the way
• 🪑 Home office setup allowance: Create the home office of your dreams
• 👛 Remote working allowance: Those working fully remotely get a little extra for utilities
• 💰 Monthly budget to spend on our products and zero fee crypto transactions: Cultivate your inner DEGEN
• 💰 Employee referral programme: Great people know great people, refer them to receive 10K in USDC
• ✈️ Regular remote company offsites: Meet your colleagues regularly for high impact in person sessions and hackathons
• 🚀 Working in a disruptive and fast-growing company where excellence is rewarded