Role in brief
Circle seeks a Lead Analyst for Product Compliance to ensure products meet regulatory standards. Ideal candidates have extensive compliance experience in fintech or payments and are comfortable working cross-functionally.
About the role
As a Lead Analyst at Circle, you will be responsible for ensuring that products are designed and operated in accordance with regulatory expectations. This role involves collaborating with various teams, including product and engineering, to integrate compliance throughout the product lifecycle.
You will lead risk assessments and develop compliance processes that leverage data and AI technologies. Success in this role means effectively managing compliance risks and contributing to the innovative financial solutions Circle provides to its clients.
The salary range for this role is competitive, set between $140,000 and $185,000.
Skills that matter here
- Compliance: This role requires a deep understanding of compliance frameworks to ensure product alignment with regulations.
- Risk Management: You will lead risk assessments to identify and mitigate operational risks in payment systems.
- Payments: Experience in payments compliance is crucial for overseeing the Payments Pillar assessments.
- Blockchain: Knowledge of blockchain technology is necessary to navigate regulatory requirements for digital assets.
- AI: Utilizing AI tools will enhance the efficiency of compliance processes.
- Financial Regulatory Compliance: A comprehensive understanding of global financial regulations is essential for this position.
Who this role suits
- You have a strong background in compliance or risk management, particularly in fintech or payments.
- You thrive in collaborative environments and enjoy working with cross-functional teams.
- You are detail-oriented and proactive in identifying compliance risks and solutions.
- You are comfortable using technology and data-driven approaches to improve compliance processes.
From the employer
- Ensure products are designed, launched, and operated in alignment with regulatory expectations and internal compliance frameworks.
- Partner closely with product, engineering, and operations teams to embed compliance throughout the product lifecycle.
- Lead risk assessments, define and validate control requirements, and drive cross-functional readiness for domestic and cross-border money movement and settlement capabilities.
- Identify emerging compliance and operational risks, develop forward-looking control approaches, and help shape the compliance technologies needed to support Circle’s evolving liquidity and payments infrastructure.
- Oversee comprehensive assessments for the Payments Pillar, including compliance tooling, transaction traceability, scalability, governance, and regulatory alignment.
- Drive cross-functional collaboration across the Payments program by partnering with Product, Legal, Policy, Security, Enterprise Risk, Treasury, and Engineering.
- Develop data-driven and AI-enabled compliance processes to enhance risk assessment velocity and efficiency.
- Monitor market and regulatory developments in decentralized finance, programmable money, and global payments infrastructure.
- Bachelor’s degree in Finance, Business, and/or risk management.
- 7+ years of experience in compliance, risk management, or related functions within a fintech, crypto, or payments company, including at least 3 years of product compliance experience.
- Comprehensive knowledge of U.S. and global payments and financial regulatory compliance requirements.
- Experience assessing compliance and operational risk in payment networks, managed payments products, or regulated payment platforms.
- Deep knowledge of virtual assets, blockchain/distributed ledger technology, and regulated digital asset payment models.
- Ability to work cross-functionally with Product, Engineering, Legal, Policy, and Risk teams.
- Familiarity with the compliance implications of bank partnerships, payment intermediaries, network participants, and cross-border transaction flows.
- Experience or familiarity with AI tools such as Codex and Claude to support compliance or risk workflows.
- Competitive salary range of $140,000 - $185,000.
- Flexible work environment encouraging new ideas.
- Opportunity to work on innovative financial products and compliance technologies.
Questions about this role
What is the remote policy?
The position is fully remote, allowing for flexible work arrangements.
What level of experience is required?
Candidates should have at least 7 years of experience in compliance or risk management, including 3 years in product compliance.
How do I apply?
Interested candidates can apply through the Circle careers website at https://careers.circle.com.