Lead Product Manager, On-chain Payments

About the role

This senior product management role at Ripple focuses on leading the strategy and roadmap for on-chain payments and financial capabilities within the XRP Ledger. The work involves identifying key areas where blockchain infrastructure can enhance how value is exchanged, converted, and settled. A core part of the role is developing and validating product-market fit hypotheses through customer discovery, market research, and analyzing product data and real-world usage.

Success in this position requires close collaboration with engineering teams to translate market and customer needs into scalable product and protocol features. The Lead Product Manager will also engage with a diverse set of stakeholders, including financial institutions, payment providers, liquidity providers, and developers, to understand their workflows and adoption barriers. This involves leading complex cross-functional initiatives across product, engineering, business development, and external partners.

The role demands defining the necessary capabilities and ecosystem requirements to deliver compelling end-to-end customer experiences. It also involves navigating technical, commercial, and market tradeoffs to make clear decisions and maintain project momentum. The individual will represent the product strategy both internally and externally, engaging with customers, partners, and the broader ecosystem to drive adoption and understanding.

The salary for this full-time senior role ranges from $216,000 to $270,000 USD.

Skills that matter here

• product management: Significant experience is required to build payments, fintech, financial infrastructure, trading, or other technically complex products.
• product strategy: Proven ability to define product strategy and lead ambiguous, high-impact initiatives from discovery through launch and adoption is essential.
• cross-functional leadership: This role requires strong skills to drive alignment across technical and commercial organizations.
• technical fluency: Experience working closely with engineering teams on backend, infrastructure, API, or protocol-level products is necessary.
• customer orientation: The ability to translate complex financial workflows into clear product opportunities is key.
• systems thinking: Strong judgment across product, technology, market dynamics, and go-to-market considerations is expected.

Who this role suits

• A person who thrives in ambiguous, high-impact environments, capable of defining product strategy from initial discovery to widespread adoption.
• Someone with a deep customer focus, able to understand complex financial workflows and translate them into clear product opportunities.
• An individual who can effectively lead cross-functional initiatives and drive alignment across diverse technical and commercial teams.
• A candidate comfortable operating in a fast-moving environment where market, technology, and customer needs are continuously evolving.

From the employer

WHAT YOU’LL DO

• Own product strategy and roadmap for key payments and on-chain financial capabilities on the XRP Ledger
• Identify and prioritize opportunities where blockchain infrastructure can meaningfully improve how value is exchanged, converted, and settled
• Develop product-market fit hypotheses and validate them through customer discovery, market research, product data, and real-world usage
• Partner closely with Engineering to translate market and customer needs into scalable product and protocol capabilities
• Work with financial institutions, payment providers, liquidity providers, developers, and other ecosystem participants to understand workflows and adoption barriers
• Lead complex cross-functional initiatives spanning Product, Engineering, Business Development, and external partners
• Define the capabilities and ecosystem requirements needed to deliver compelling end-to-end customer experiences
• Navigate technical, commercial, and market tradeoffs to drive clear decisions and maintain momentum
• Represent the product strategy internally and externally with customers, partners, and the broader ecosystem

WHAT YOU'LL BRING

• Significant product management experience building payments, fintech, financial infrastructure, trading, or other technically complex products
• Proven ability to define product strategy and lead ambiguous, high-impact initiatives from discovery through launch and adoption
• Strong cross-functional leadership skills, with a track record of driving alignment across technical and commercial organizations
• Strong technical fluency and experience working closely with engineering teams on backend, infrastructure, API, or protocol-level products
• Deep customer orientation and the ability to translate complex financial workflows into clear product opportunities
• Strong systems thinking and judgment across product, technology, market dynamics, and go-to-market considerations
• Excellent written and verbal communication, particularly when simplifying complex problems and driving decisions across diverse stakeholders
• Comfort operating in a fast-moving environment where the market, technology, and customer needs are still evolving

Nice to Have

• Experience in payments, FX, liquidity, settlement, treasury, or financial market infrastructure
• Experience building crypto, blockchain, or stablecoin products
• Familiarity with wallets, digital assets, on-chain transactions, and decentralized or electronic trading systems
• Experience with developer platforms, open-source ecosystems, or protocol-level product development
• Experience launching products that depend on adoption across multiple ecosystem participants

WHAT THE COMPANY OFFERS

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend
• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry-leading parental leave policies. Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.