Product Owner (Tangem Pay)

About the role

This Product Owner role at Tangem focuses on Tangem Pay, a suite of payment products. The position requires owning the product vision, roadmap, and success metrics, ensuring that payment experiences, internal tools, financial infrastructure, and monitoring platforms are all aligned. A key aspect is translating company strategy into product initiatives that can be executed across various squads.

The role involves direct collaboration with four distinct squads: Operations/Admin Panel, Payment Product, Financial Rails, and Monitoring Platform. Responsibilities span the entire product lifecycle, from discovery and specification through delivery, launch, and iteration. This includes creating clear documentation, user stories, and acceptance criteria, as well as managing sprint planning.

Success in this position means driving integrations with diverse payment schemes and collaborating with backend teams on scalable orchestration, settlement, reconciliation, and failure handling. It also involves owning internal tools for operations, compliance, and support, ensuring efficient workflows for transaction reviews, disputes, and customer support. The Product Owner will also partner with compliance and risk teams to support fraud monitoring, alerting, and audit readiness.

The listed salary range for this full-time remote Product Owner position is between $92,000 and $149,500 USD.

Skills that matter here

• payment rails and financial infrastructure: This role requires hands-on experience with these systems to drive integrations and ensure reliable payment processing.
• multiple squads: The Product Owner will work in parallel with four distinct squads, coordinating their efforts towards product goals.
• API-driven, compliance-heavy systems: Experience with these types of systems is crucial for navigating technical and regulatory constraints in payment solutions.
• payment systems, settlement cycles, and integration patterns: A deep understanding of these areas is necessary to define product requirements and ensure operational efficiency.
• communication skills: The role demands strong communication to effectively collaborate with engineering, compliance, operations, and leadership teams.
• Data-driven approach: This skill is essential for defining and measuring product success and making informed decisions.

Who this role suits

• Someone who thrives on ownership and is committed to delivering reliable products.
• An individual comfortable navigating ambiguous and rapidly changing environments.
• A person with a global mindset, experienced in working across different regions and time zones.
• A professional able to translate complex technical and regulatory information into clear product requirements.

From the employer

Key Responsibilities

• Product Leadership & Scope
• Own the product vision, roadmap, and success metrics across all Tangem Pay products.
• Ensure alignment between payment experiences, internal operations tooling, financial infrastructure, and monitoring platforms.
• Translate company-level strategy into executable product initiatives across TP squads.

• Execution & Squad Collaboration
• Work across four core squads:
• Operations / Admin Panel Squad – internal tools for ops, support, and dispute handling.
• Payment Product Squad – user-facing payment flows and experiences.
• Financial Rails Squad – integrations with external payment schemes and providers.
• Monitoring Platform Squad – transaction monitoring, alerts, and operational visibility.
• Manage the full product lifecycle: discovery → specification → delivery → launch → iteration.
• Maintain clear documentation, user stories, acceptance criteria, and sprint planning.

• Payment Infrastructure & Financial Rails
• Drive integrations with local and global payment schemes (ACH, SEPA / SEPA Instant, PIX, UPI, SPEI, etc.) via API partners or direct connections.
• Collaborate with backend teams on scalable orchestration, settlement, reconciliation, and failure-handling flows.
• Ensure reliability and consistency of payment processing across regions.

• Admin Panel & Operations Enablement
• Own the admin panel and internal tooling used by operations, compliance, and support teams.
• Ensure scalable workflows for:
• Transaction reviews
• Disputes and exceptions
• Settlements and reconciliation
• Customer support escalation
• Balance operational efficiency with compliance and risk requirements.

• Compliance, Risk & Monitoring
• Partner with compliance teams to enable reusable and consistent KYC/KYB flows across TP products.
• Collaborate with risk and monitoring squads to support:
• Fraud and AML monitoring
• Alerting and case management
• Audit-ready data and logs
• Ensure smooth partner audits and regulatory interactions.

• Cross-Product & Platform Collaboration
• Collaborate closely with Wallet, Infrastructure, and Growth teams to ensure unified UX and interoperability.
• Align frontend and backend experiences across all TP-related products.

Requirements

• Experience
• Hands-on experience with payment rails and financial infrastructure.
• Experience working with multiple squads in parallel.
• Strong background in API-driven, compliance-heavy systems.

• Skills
• Deep understanding of payment systems, settlement cycles, and integration patterns.
• Ability to translate complex technical and regulatory constraints into clear product requirements.
• Strong communication skills across engineering, compliance, operations, and leadership.
• Data-driven approach to defining and measuring product success.

• Mindset & Leadership
• Strong ownership mentality focused on delivery and reliability.
• Comfortable operating in ambiguous, fast-changing environments.
• Global mindset with experience working across regions and time zones.

Conditions

• Competitive salary range: $92,000 – $149,500 USD.
• Full-time remote position.