Product Owner (Tangem Pay)

About the role

This Product Owner role at Tangem focuses on Tangem Pay, an innovative payment solution. The core responsibility is to lead product development from vision to iteration, ensuring seamless payment experiences and operational efficiency. This involves translating company strategy into product initiatives and overseeing the entire product lifecycle for various payment products.

The position requires collaboration across four dedicated squads: Operations/Admin Panel, Payment Product, Financial Rails, and Monitoring Platform. You will drive integrations with diverse payment schemes like ACH, SEPA, and PIX, working with backend teams on orchestration, settlement, and reconciliation. A key part of the role is owning the internal admin panel and tools used by operations, compliance, and support teams to ensure scalable workflows for transaction reviews, disputes, and customer support.

Success in this role means balancing operational efficiency with compliance and risk requirements. You will partner with compliance teams to enable consistent KYC/KYB flows and collaborate with risk and monitoring squads on fraud and AML monitoring, alerting, and case management. The role also involves cross-functional collaboration with Wallet, Infrastructure, and Growth teams to ensure a unified user experience and interoperability across all Tangem products.

The listed salary for this full-time remote Product Owner position ranges from $92,000 to $149,500 USD.

Skills that matter here

• payment rails and financial infrastructure: This role requires hands-on experience with payment systems, settlement cycles, and integration patterns to drive financial infrastructure integrations.
• multiple squads in parallel: You will be working across four core squads, necessitating experience in managing parallel product development efforts.
• API-driven, compliance-heavy systems: The position involves working with systems that rely on APIs and have significant regulatory and compliance requirements.
• communication skills: Strong communication is essential for collaborating effectively with engineering, compliance, operations, and leadership teams.
• Data-driven approach: You will use data to define and measure the success of product initiatives.

Who this role suits

• A person who thrives on taking full ownership of a product's vision and execution.
• Someone with a background in payments or fintech, comfortable with the complexities of financial infrastructure and compliance.
• An individual who can navigate and lead multiple development teams simultaneously.
• A professional who is adaptable and can operate effectively in ambiguous, rapidly changing environments.

From the employer

Key Responsibilities

• Product Leadership & Scope
• Own the product vision, roadmap, and success metrics across all Tangem Pay products.
• Ensure alignment between payment experiences, internal operations tooling, financial infrastructure, and monitoring platforms.
• Translate company-level strategy into executable product initiatives across TP squads.

• Execution & Squad Collaboration
• Work across four core squads:
• Operations / Admin Panel Squad – internal tools for ops, support, and dispute handling.
• Payment Product Squad – user-facing payment flows and experiences.
• Financial Rails Squad – integrations with external payment schemes and providers.
• Monitoring Platform Squad – transaction monitoring, alerts, and operational visibility.
• Manage the full product lifecycle: discovery → specification → delivery → launch → iteration.
• Maintain clear documentation, user stories, acceptance criteria, and sprint planning.

• Payment Infrastructure & Financial Rails
• Drive integrations with local and global payment schemes (ACH, SEPA / SEPA Instant, PIX, UPI, SPEI, etc.) via API partners or direct connections.
• Collaborate with backend teams on scalable orchestration, settlement, reconciliation, and failure-handling flows.
• Ensure reliability and consistency of payment processing across regions.

• Admin Panel & Operations Enablement
• Own the admin panel and internal tooling used by operations, compliance, and support teams.
• Ensure scalable workflows for:
• Transaction reviews
• Disputes and exceptions
• Settlements and reconciliation
• Customer support escalation
• Balance operational efficiency with compliance and risk requirements.

• Compliance, Risk & Monitoring
• Partner with compliance teams to enable reusable and consistent KYC/KYB flows across TP products.
• Collaborate with risk and monitoring squads to support:
• Fraud and AML monitoring
• Alerting and case management
• Audit-ready data and logs
• Ensure smooth partner audits and regulatory interactions.

• Cross-Product & Platform Collaboration
• Collaborate closely with Wallet, Infrastructure, and Growth teams to ensure unified UX and interoperability.
• Align frontend and backend experiences across all TP-related products.

Requirements

• Experience
• Hands-on experience with payment rails and financial infrastructure.
• Experience working with multiple squads in parallel.
• Strong background in API-driven, compliance-heavy systems.

• Skills
• Deep understanding of payment systems, settlement cycles, and integration patterns.
• Ability to translate complex technical and regulatory constraints into clear product requirements.
• Strong communication skills across engineering, compliance, operations, and leadership.
• Data-driven approach to defining and measuring product success.

• Mindset & Leadership
• Strong ownership mentality focused on delivery and reliability.
• Comfortable operating in ambiguous, fast-changing environments.
• Global mindset with experience working across regions and time zones.

Conditions

• Competitive salary range: $92,000 – $149,500 USD.
• Full-time remote position.