Product Owner (Tangem Pay)

About the role

This Product Owner role at Tangem focuses on the Tangem Pay product suite, specifically on creating innovative payment solutions. The position involves owning the product vision, roadmap, and success metrics for all Tangem Pay products. A key aspect is ensuring alignment between user payment experiences, internal operational tools, financial infrastructure, and monitoring platforms. The successful candidate will translate company strategy into product initiatives across various Tangem Pay squads.

The role requires managing the full product lifecycle from discovery to iteration across four core squads: Operations/Admin Panel, Payment Product, Financial Rails, and Monitoring Platform. This includes driving integrations with local and global payment schemes like ACH, SEPA, PIX, UPI, and SPEI. Collaboration with backend teams is essential to build scalable orchestration, settlement, reconciliation, and failure-handling flows, ensuring payment processing reliability across regions.

A significant part of the responsibility involves owning the admin panel and internal tools used by operations, compliance, and support teams. This includes enabling scalable workflows for transaction reviews, disputes, settlements, and customer support. The Product Owner will also partner with compliance teams for KYC/KYB flows and collaborate with risk and monitoring squads on fraud and AML monitoring, alerting, and case management, balancing operational efficiency with compliance and risk requirements.

The competitive salary for this full-time remote Product Owner role ranges from $92,000 to $149,500 USD.

Skills that matter here

• payment rails: This role requires hands-on experience with payment rails to drive integrations and ensure reliable payment processing.
• financial infrastructure: Understanding financial infrastructure is key to collaborating on scalable orchestration, settlement, and reconciliation flows.
• API-driven, compliance-heavy systems: Experience with these systems is necessary to manage integrations with external partners and adhere to regulatory requirements.
• payment systems: A deep understanding of payment systems is essential for managing the product lifecycle and ensuring operational efficiency.
• settlement cycles: Knowledge of settlement cycles is critical for ensuring reliability and consistency of payment processing across regions.
• integration patterns: Understanding integration patterns helps in driving integrations with various payment schemes and providers.

Who this role suits

• Someone who takes full ownership of their product area, focusing on delivery and reliability.
• An individual comfortable navigating and succeeding in ambiguous and rapidly changing environments.
• A person with a global perspective, capable of working effectively across different regions and time zones.
• A candidate who uses data to define and measure product success, translating complex requirements into clear action.

From the employer

Key Responsibilities

• Product Leadership & Scope
• Own the product vision, roadmap, and success metrics across all Tangem Pay products.
• Ensure alignment between payment experiences, internal operations tooling, financial infrastructure, and monitoring platforms.
• Translate company-level strategy into executable product initiatives across TP squads.

• Execution & Squad Collaboration
• Work across four core squads:
• Operations / Admin Panel Squad – internal tools for ops, support, and dispute handling.
• Payment Product Squad – user-facing payment flows and experiences.
• Financial Rails Squad – integrations with external payment schemes and providers.
• Monitoring Platform Squad – transaction monitoring, alerts, and operational visibility.
• Manage the full product lifecycle: discovery → specification → delivery → launch → iteration.
• Maintain clear documentation, user stories, acceptance criteria, and sprint planning.

• Payment Infrastructure & Financial Rails
• Drive integrations with local and global payment schemes (ACH, SEPA / SEPA Instant, PIX, UPI, SPEI, etc.) via API partners or direct connections.
• Collaborate with backend teams on scalable orchestration, settlement, reconciliation, and failure-handling flows.
• Ensure reliability and consistency of payment processing across regions.

• Admin Panel & Operations Enablement
• Own the admin panel and internal tooling used by operations, compliance, and support teams.
• Ensure scalable workflows for:
• Transaction reviews
• Disputes and exceptions
• Settlements and reconciliation
• Customer support escalation
• Balance operational efficiency with compliance and risk requirements.

• Compliance, Risk & Monitoring
• Partner with compliance teams to enable reusable and consistent KYC/KYB flows across TP products.
• Collaborate with risk and monitoring squads to support:
• Fraud and AML monitoring
• Alerting and case management
• Audit-ready data and logs
• Ensure smooth partner audits and regulatory interactions.

• Cross-Product & Platform Collaboration
• Collaborate closely with Wallet, Infrastructure, and Growth teams to ensure unified UX and interoperability.
• Align frontend and backend experiences across all TP-related products.

Requirements

• Experience
• Hands-on experience with payment rails and financial infrastructure.
• Experience working with multiple squads in parallel.
• Strong background in API-driven, compliance-heavy systems.

• Skills
• Deep understanding of payment systems, settlement cycles, and integration patterns.
• Ability to translate complex technical and regulatory constraints into clear product requirements.
• Strong communication skills across engineering, compliance, operations, and leadership.
• Data-driven approach to defining and measuring product success.

• Mindset & Leadership
• Strong ownership mentality focused on delivery and reliability.
• Comfortable operating in ambiguous, fast-changing environments.
• Global mindset with experience working across regions and time zones.

Conditions

• Competitive salary range: $92,000 – $149,500 USD.
• Full-time remote position.