SAM Analyst III

About the role

In this role at Coinbase, you will be responsible for conducting thorough investigations of automated transaction monitoring alerts. Your work will support compliance with BSA/AML regulations, which is critical for maintaining the integrity of financial operations in the crypto space.

You will analyze transaction activities and KYC information, drafting Suspicious Activity Reports (SARs) as necessary. Collaborating with the Quality Assurance team, you will also identify process improvements to enhance the compliance function, ensuring that the team meets regulatory standards.

The base salary for this role ranges from $75,000 to $125,000, depending on location.

Skills that matter here

• BSA/AML compliance: This role requires a strong understanding of BSA/AML regulations to ensure compliance during investigations.
• transaction monitoring: You will conduct investigations based on automated transaction monitoring alerts.
• financial crime investigations: Experience in financial crime investigations is essential for analyzing transaction legitimacy.
• KYC: KYC information will be a key component in your analysis of customer activities.
• compliance tools: Familiarity with compliance tools is necessary for conducting effective investigations.

Who this role suits

• The ideal candidate has a strong background in financial services or fintech.
• They possess a detail-oriented mindset and are skilled at drafting clear, structured reports.
• They thrive in fast-paced environments and are proactive in identifying process improvements.
• They are comfortable making independent decisions based on complex transaction patterns.

From the employer

What you'll do:

• Own end-to-end investigative review and analysis of automated transaction monitoring alerts and referrals sourced from law enforcement requests and other Coinbase business lines, in support of BSA/AML regulatory compliance programs.
• Analyze transaction activity, KYC information, and evidence from external tools and systems to determine the legitimacy of customer behavior across multiple products, recommending whether activity warrants escalation or SAR filing.
• Draft clear, accurate SAR narratives and maintain detailed investigation documentation to demonstrate compliance with regulations, internal policies, and audit requirements.
• Incorporate feedback from the Quality Assurance team and participate in calibration sessions to continuously improve investigation accuracy and consistency.
• Support process improvements within the TMS Compliance function by identifying gaps in procedures, contributing to documentation standards, and staying current with developments in KYC, BSA/AML, and OFAC regulations.

Required Skills and Experience:

• 4+ years of experience in financial services, crypto, or fintech with a focus on transaction monitoring, BSA/AML compliance, or financial crime investigations.
• Proven experience drafting and filing Suspicious Activity Reports (SARs) with accurate, well-structured narratives that meet regulatory standards.
• Demonstrated ability to interpret complex transaction patterns across multiple products, apply regulatory requirements to case investigations, and make independent escalation decisions.
• Familiarity with transaction monitoring systems, KYC/CDD processes, and compliance tools (e.g., Hummingbird, Chainalysis, or similar).
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Pay Transparency Notice:

• Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).
• Annual base salary range (excluding equity and bonus): $85,850 — $101,000 USD.